Policies

Privacy policy

Draft policy — please have it reviewed by a qualified professional before launch.

What we collect

Only what we need to assess your loan profile: name, mobile, email, city, state, age range, loan type, employment type, income, employment or business vintage, existing EMIs, desired amount, an approximate self-reported credit score range and whether you have had recent overdue payments or rejections.

We do not ask for Aadhaar numbers, PAN numbers, OTPs, bank passwords or credit documents in the questionnaire.

Why we use it

To calculate a preliminary, indicative estimate.
To let a consultant review your profile if you purchase the detailed evaluation.
To contact you about your case, if you agree.

Sharing

We do not sell your information. If your profile fits well, we may share it with a suitable lender or independent lending expert to help you explore loan options, based on the consent you give when you submit the form. We share only the details needed for that purpose. You can withdraw consent at any time by contacting us.

Security

Access is restricted to you and authorised consultants. Sensitive actions such as status changes and expert introductions are recorded in audit logs.

Retention and deletion

We keep case information for up to 24 months after your case closes, unless the law requires longer, and then delete it. You can request deletion earlier from your case page or by writing to support@blink4loan.example.

Your rights

You can request access, correction, withdrawal of consent or deletion of your information. Contact grievance@blink4loan.example for any privacy concern.